Disclosures:

This is NOT insurance. This is not Minimum Essential Coverage. This is a noninsurance program sold as a subscription service. This subscription does not provide reimbursement for any medical expenses. Virtual Primary Care & TeleCounseling- The Virtual Primary Care and TeleCounseling program does not guarantee that a prescription will be written. The Virtual Primary Care and TeleCounseling program does not prescribe DEA controlled substances, lifestyle drugs and certain other drugs which may be harmful because of their potential for abuse. The Virtual Primary Care and Telecounseling program physicians reserve the right to deny care for potential misuse of services. The Virtual Primary Care and TeleCounseling program operates in all states and is subject to state regulations. QuestSelect- Not all labs that can be prescribed are included in this program. Provider collection and handling fees may apply, and are subject to health benefit plan provisions, if any. PivotRx- This program does not provide access to all generic medications or reimburse for all prescriptions. Brand name and Specialty drugs are specifically excluded. The formulary is subject to change at any time and without notice. PivotRx is not a pharmacy. PivotRx does not diagnose, prescribe, or make any treatment recommendations. The maximum per-claim benefit on a generic medication is $20.00. PivotRx is powered by PCA Rx, a Pharmacy Benefit Manager. PivotRx is exclusively administered by The Ark Group. CareGuide Advocates- CareGuide Advocates is a benefits advocacy service. CareGuide Advocates is not an insurance policy and is not affiliated or serviced by any insurance carrier. All savings examples are demonstrative and no savings are guaranteed. The use of any particular advocacy service offered will vary from case to case, and the results will also very from case to case, with the services possibly resulting more favorable, less favorable, or the same outcomes than as described herein. Regardless of the services provided and outcomes, you are always personally responsible for your own medical bills, any tax benefits resulting from the services, and any necessary reporting to employers/carriers/providers. In Person Urgent Care- This program will pay a maximum of $150 per clinic visit and any balance shall be the responsibility of the member. The Hospital Bill Eraser program only applies to facility inquiries and medical bills that occur on or after the day of each member's respective registration date. Health Freedom reserves the right to modify, improve, change, or discontinue any or all Services.